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  • Article header titled 'MCA Payment Relief: Not Always What It Appears,' with subtitle on how similar negotiated payment reductions produce different outcomes for borrowers and senior secured lenders. Byline card shows author Robert DiNozzi, Chief Growth Officer for Second Wind Consultants, with headshot photo.

    MCA Payment Relief: Not Always What It Appears

    Originally published in ABF Journal. The merchant cash advance relief marketplace has become increasingly crowded with firms promising lower payments, negotiated settlements and immediate…

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  • Article header titled 'In the Mood for Take-Out: MCA Solutions for Factors That Actually Work,' with subtitle describing MCA solutions for factors and secured lenders. Byline card shows author Robert DiNozzi, Chief Growth Officer for Second Wind Consultants, with headshot photo.

    In the Mood for Take-Out: MCA Solutions for Factors That Actually Work

    Originally published in ABF Journal. I’ve written extensively about MCA-related issues for lenders and borrowers over the past several years. At the recent IFA…

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  • Promotional graphic for a Second Wind Consultants article published in ABL Advisor, titled "In Plain Sight: Bridging the Underwriting Gap Through AR/AP Control Platforms," featuring a portrait of Robert DiNozzi alongside a glowing lightbulb illustration.

    In Plain Sight: Bridging the Underwriting Gap Through AR/AP Control Platforms

    Most businesses emerging from MCA distress don’t fail because they aren’t recovering. They fail because no one can see that they are. That’s the…

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  • ABF Journal article titled "The Intelligence Architecture: How AI and Infrastructure Are Redefining Finance," published May 13, 2026, by Rita Garwood, featured in the 2026 Legends and Leaders issue.

    Second Wind’s Robert DiNozzi Featured in ABF Journal’s 2026 Innovator Spotlight

    Robert DiNozzi, Chief Growth Officer of Second Wind Consultants—Rise Alliance’s parent company—was recently featured among this year’s Innovator award winners in ABF Journal, one…

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  • TMA Leading Edge Series: Sari Placona: The Goal Leads the Process

    TMA’s global community—spanning advisors, attorneys, lenders, and operators—plays a critical role in helping businesses navigate complexity, adapt to change, and recover stronger. Behind every…

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  • ABF Journal article titled "MCA Daily Withdrawals, Collateral Erosion and the Question of Control," authored by Robert DiNozzi, Chief Growth Officer for Second Wind Consultants.

    MCA Daily Withdrawals, Collateral Erosion and the Question of Control

    Originally published in ABF Journal. Can MCA Withdrawals Be Stopped? In most cases, not through a borrower’s negotiation alone, moving bank accounts or other…

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  • ABF Journal article with the headline "UCC 9-406 Notices in the MCA Market: When Payment Must Be Redirected by Account Debtors," with a subheadline describing how MCA providers abuse the UCC 9-406 notice as a collections tactic without legal basis.

    UCC 9-406 Notices in the MCA Market: When Payment Must Be Redirected by Account Debtors

    Originally published in ABF Journal. Senior secured lenders are increasingly encountering a familiar disruption—not within their borrower’s operations, but among its customer base. Customers,…

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  • YouTube thumbnail for "On the Leading Edge: Turnaround & Restructuring Now," featuring the TMA logo, a man in a suit shown in a blue-tinted overlay on the left, and a strip of eight interview subjects shown across the bottom.

    On the Leading Edge—Turnaround and Restructuring Now

    This year, TMA partnered with Second Wind Consultants / Rise Alliance to launch a new 10-part video series that captures what industry leaders are…

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  • Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence

    Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second Wind Consultants join Michael Toglia, Publisher of ABL Advisor, for…

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  • Cover of the Journal of Corporate Renewal, Vol. 39 No. 01, January/February 2026, published by the Turnaround Management Association. The cover features the Second Wind Consultants logo and the article title "A Sunny Disposition: Avoiding Successor Liability in Secured Party Sales

    A Sunny Disposition: Avoiding Successor Liability in Secured Party Sales

    Originally published on the Turnaround Management Association website. Senior secured lenders want clean exits and quick resolutions, yet many continue to overweight liabilityconcerns in…

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  • The Clean Slate: Mastering Article 9 Restructuring

    Originally published in ABF Journal. A recent episode of the ABF Journal Podcast explores a strategy that is increasingly vital for middle-market companies caught…

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  • Robert DiNozzi named a Business Visionary 2026 by LA Times Studios, pictured in a professional portrait alongside a quote recognizing him as a leading voice in modern business renewal.

    Robert DiNozzi Named LA Times Studios Business Visionary for 2026

    As Chief Growth Officer of our parent company, Second Wind Consultants, Robert DiNozzi helps lead a national advisory firm focused on resolving business distress…

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